GuardPoint Advisors, LLC — Strong Coverage. Solid Guidance.Get a quote

Minnesota + Wisconsin

Coverage for
life and work.

Clear advice. Coverage for your life and work.

Get a quote Talk with Kristi
GuardPoint Advisors, LLC — Strong Coverage. Solid Guidance.

Insurance, made personal

What matters to you?

Explore your coverage.

Home & auto

For the everyday.

Business

For what you are building.

Cabin & recreation

For the places you recharge.

Home & auto coverage details

Personal insurance

At home. On the road. At the lake.

Explore an option. Then talk it through with Kristi.

Home

Talk through protection for your home, belongings, and personal liability. Tell Kristi about recent improvements and how you use your property.

Auto

Review options for your vehicles and drivers, including how and where you drive. Kristi can help explain deductibles and coverage choices.

Renters & condo

Your landlord's or association's insurance may leave responsibilities with you. Ask about your belongings, liability, and the coverage your lease or association requires.

Umbrella

Ask about additional liability protection above eligible underlying policies and the requirements that come with it.

Weddings & special events

Planning a wedding or another large gathering? Discuss event liability, venue insurance requirements, and any other coverage options available for your event.

Talk about personal insurance Start an auto or home quote
Business coverage details

Business insurance

For the business you're building.

Explore an option. Then talk it through with Kristi.

Contractors & trades

Roofers and other trade businesses face risks on the job and between jobs. Discuss your work, tools, subcontractors, vehicles, and contract requirements with Kristi.

Business liability

Talk through liability risks associated with your operations, customers, and work. Coverage depends on the policy and the activities your insurer agrees to cover.

Business property

Discuss your workspace, equipment, inventory, and other business belongings, whether you own or lease your location.

Commercial auto

Describe how your vehicles are used, who drives them, and what they carry. Business use can call for different coverage than a personal auto policy.

Workers' compensation

Review coverage for your team and the requirements that apply to your business. Kristi can help identify the information needed for that conversation.

Self-employed & professional services

Consultants, sales professionals, and other service businesses can have different needs. Discuss professional liability and the insurance requirements in your client contracts.

Landlords & rental properties

Discuss your rental buildings, liability, occupancy, and how the property is used. Share changes in tenants or rental arrangements when reviewing your options.

Talk about business insurance
Cabin & recreation coverage details

Personal insurance

At home. On the road. At the lake.

Explore an option. Then talk it through with Kristi.

Lake homes & cabins

A year-round lake home and a seasonal cabin can have different insurance needs. Discuss seasonal use, rental plans, detached structures, and time away from the property.

Boats, ATVs & recreation

From time on the lake to weekends on the trails, discuss your boat, ATV, and other recreational vehicles. How you use, store, and transport them helps shape the conversation.

Illustrative family wearing helmets and seatbelts on a woodland side-by-side ride
On the trails
Illustrative adult hunters in blaze orange beside parked recreational vehicles
In the woods
Talk about personal insurance

Coverage options vary by state, carrier, underwriting, eligibility, and policy terms.

Kristi Hill, Principal of GuardPoint Advisors

Meet Kristi

Insurance. Explained.

Personal and business insurance with one advisor and clear answers.

Talk with Kristi
More about Kristi

Kristi Hill · Principal · GuardPoint Advisors

Kristi Hill brings 27 years of independent insurance experience to GuardPoint Advisors. She works directly with individuals, families, and business owners to help make sense of their options.

The story behind GuardPoint

Ryder, the family's German Shorthaired Pointer, inspired the GuardPoint name and logo. A pointer helps find the way forward. That idea reflects Kristi's approach: listen carefully, explain the choices, and help people decide on their next step.

Family and the Minnesota outdoors are part of that story, too. Camping, ATV rides, fishing, and time together give Kristi a personal connection to the homes, businesses, and weekend plans her clients want to protect.

Why GuardPoint

Choices, with someone to talk to.

Talk through your options

An independent perspective

Start with your needs. Kristi can explain options through the companies the agency is authorized to represent, with attention to coverage as well as cost.

Advice you can follow

Ask questions and understand the choices. Talk through limits, deductibles, and the details that matter to your family or business.

A continuing conversation

A move, a new vehicle, a growing business, or a different weekend routine can change your needs. Reach out to Kristi when life changes.

Customer service

Help with what comes next.

Your policy

For billing, documents, or questions about an existing policy, use your carrier's contact information on your policy documents, or ask Kristi for help finding the right channel.

Client Center Ask about your policy

Starting a claim

Know the first steps and how to reach your insurer. For urgent claims, use your carrier's approved claims channel promptly.

Claims guidance

Keep Kristi in the loop

Need guidance after contacting your insurer? Request a conversation with Kristi. Keep claim documents and sensitive details in your carrier's secure channels.

Call (763) 767-0542
Insurance Company ContactsAccount access, payments, and company contacts.

Find account access, payment information, and help from your insurance provider. Match the company to your policy documents. For a claim, use the claims instructions on your policy or visit our claims guidance.

A website message is not a claim report to your insurer or a request that changes coverage. Coverage cannot be bound, changed, renewed, or canceled through this website or ordinary email.

Stay connected

A little guidance goes a long way.

From the blogQuestions to bring to your next insurance conversation.Refer a friendMake an introduction by sharing our contact information.Share your experienceTell Kristi what worked well or what could be better.

Contact

Start simple.

Send the basics. Kristi will follow up and gather anything else through the right channel.

Mail
P.O. Box 85
East Bethel, MN 55005

Prepare an email request, review it, then send it from your email app. Nothing is sent automatically. Text messaging is awaiting provider approval; please use phone or email for help now.

Please do not include sensitive information, such as Social Security numbers, birth dates, driver’s-license numbers, payment details, medical information, or policy documents.

This prepares an email in your email app. It requests contact only and is not an insurance application. Coverage cannot be bound, changed, renewed, or canceled through this website, ordinary email, or text.